There are other cookies that may be on your browser that are not controlled by Liberis, but by trusted third parties. These third parties set cookies on our website and online journey, in order to better understand you, and your searches. We disclaim and do not accept any liability for such third party's compliance with its legal obligations under data protection and cookies legislation.
At any point, you can change your cookie preference by following the opt out instructions beneath the “Third Party” heading on this page. You may need to refresh your page for the settings to take effect.
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Some cookies will be erased from your browser as soon as you close the website or online journey. Other cookies will stay longer, and will be saved onto your browser so they are there once you enter our website or online journey again. Please see below for the different types of cookies we use and for how long they will stay on your browser for.
We use the following types of cookies:
Necessary cookies: These are cookies that are essential for the operation of our website; they make it possible for you to use our service. Among other things, they allow us to remember the choices you make as you use our services, for example, these cookies allow us to improve response time and store consent preferences.
Statistics cookies: These help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.
Marketing / Targeting cookies: These are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.
We use a variety of different cookies for different reasons, and you can find details of the cookies we use below:
Our cookie declaration, last updated on 23/09/2020:
Cookies used for sagepay.liberis.co.uk: the main Opayo Business Finance website where you can find out more about our business, our product and your eligibility.
Third Party Cookies
Some third parties may use Advertising Cookies to help gather information about your browsing activity so that they can deliver platform advertising to you that is relevant to your interests. The advertising industries in EU have developed schemes to help you opt-out of receiving cookies used for these purposes. You can find out more about the EU scheme from www.youronlinechoices.eu.
We have outlined below the different ways in which you can opt-out.
To find out more about the information that Google captures about you, as well as how to update your preferences with them, please visit their site here: https://myaccount.google.com/intro/privacy
You can opt-out of Google Analytics by using their browser add-on here: https://tools.google.com/dlpage/gaoptout
We also use services provided by Mixpanel, Smartlook and Facebook to collect information such as heatmaps, form analytics and visitor recordings. We use this service to help us improve our online services; specifically, we use this to look for usability or accessibility issues or unexpected behaviour on our website, to allow us to proactively help you if you have problems when using our website, and to identify user experience changes that would help you, or future customers, to use our website more easily.
To review the data policy of Facebook, as well as their compliance and security, you can do see here: https://www.facebook.com/policy.php.
To opt out of Facebook advertising across all websites (not just those provided by Liberis), please follow the instructions in this link: https://www.digitaltrends.com/how-to/how-to-opt-out-of-targeted-ads-on-facebook/.
Liberis Limited will be delivering the Business Cash Advance service. Opayo will receive a commission if you decide to take out this product through Liberis.
Business Cash Advance (Opayo Business Finance) is not an FCA regulated product.
Other options are available for business finance. You should carefully consider the total cost of finance and repayment terms to ensure you can afford the advance alongside your business expenses.